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February 12, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Michele, Natalie, and Jill were so amazing to work with. Everything went so smoothly. They are professional and get the job done quickly. They also explained everything, so it was very easy to understand. I highly recommend the Michele McGarvey Team and will be referring everyone to them!
JR, Barrhead, AB
I just want to say thank you so much for helping me with my mortgage. I appreciate how professional your team was. The interest rate was awesome. It is the extra things that you did like the checklist and the birthday card that meant a lot to me. I appreciated the communication every step of the way. It has been a month since l moved in, and you are still calling to make sure everything is ok. I would definitely recommend your team.
NS, Edmonton, AB
I 1000 percent recommend the Michele McGarvey team for your mortgage needs. My husband and I were in a unique spot and tried with three of the big banks to get our mortgage and nobody could come up with any solutions. We were told about the team from a friend who also had great reviews about their experience. Throughout the process we felt so comfortable and confident they were there to help us. They were very personable and made us feel “heard”. One of the most professional teams we have worked with. Definitely will tell all of our friends to reach out to this team. Thank you for everything.
– Amanda
Michele & her team are tireless, perfectionist professionals who streamline the mortgage process & provide excellent options. I highly recommend them, both for purchase and renewal.
MR, St. Albert, AB
Thank you, Michele and Team, for an awesome experience and support!!
Michele went over and beyond my expectation to help me get my dream home. Her team made sure to be in contact with me to give updates whenever I reached out. She took care of every small detail to help me reach what I exactly wanted and getting everything set up before I get my keys.
Best stress-free experience of one the most biggest decision in my Life!!
DB, Edmonton, AB
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
February 12, 2026
January 30, 2026
January 2, 2026
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