New Year, New Possibilities
January 2, 2026
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchOur rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowApplying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from licensed mortgage professional Michele McGarvey.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choices, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Michele epitomizes professionalism and could not have been more helpful. I felt assured that I was in good, capable hands. I cannot thank her enough for shouldering the bulk of the burden and making my life easy throughout my home buying experience.
Michele was very thorough explaining all of the possible options, and how things would work with each of them. She was very accommodating to our complicated schedule and worked with us over phone & email to progress our file until signatures were required. We would definitely use Michele’s services again in the future.
We had an excellent experience with Michele as our Mortgage Broker. Absolutely knowledgeable beyond our expectations, highly professional with immediate response to all our many questions as first time home buyers. Michele made us feel at ease with everything involved in the process and we couldn’t have done it without her.
Michele, helped us out of a tough financial situation. She showed professionalism and class, to help us out.
I am so thankful for the time, attention and care that Michele and the team gave to me during my home purchase and financing. Moving from another province, starting a new job, leaving behind all that I know, it was such a blessing to have the support and confidence of the McGarvey team beside me. Being able to contact the team at any time for any questions or just for reassurance that we were on track and always receiving a prompt, informative and encouraging response made me so glad that I’d chosen Michele and the team for my mortgage needs. Even once all the paperwork was signed on the dotted line, Michele checked in more than once to wish me congratulations, thank me for the opportunity to be a part of my journey and to offer any support should it be needed.
Thank you Michele and team for everything you did from start to finish, it meant so much to know that I had such amazing support.
AS, Ponoka, AB
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
January 2, 2026
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November 27, 2025
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